{"id":348,"date":"2006-01-04T13:03:19","date_gmt":"2006-01-04T04:03:19","guid":{"rendered":"https:\/\/terzeron.com\/2006\/01\/04\/%ec%9e%90%ec%82%b0-%ed%95%a0%eb%8b%b9-%eb%a7%88%eb%b2%95%ec%82%ac-%ed%88%ac%ec%9e%90-%eb%b9%84%ec%9c%a8-%ea%b3%84%ec%82%b0%ea%b8%b0\/"},"modified":"2006-01-04T13:03:19","modified_gmt":"2006-01-04T04:03:19","slug":"%ec%9e%90%ec%82%b0-%ed%95%a0%eb%8b%b9-%eb%a7%88%eb%b2%95%ec%82%ac-%ed%88%ac%ec%9e%90-%eb%b9%84%ec%9c%a8-%ea%b3%84%ec%82%b0%ea%b8%b0","status":"publish","type":"post","link":"https:\/\/terzeron.com\/?p=348","title":{"rendered":"\uc790\uc0b0 \ud560\ub2f9 \ub9c8\ubc95\uc0ac (\ud22c\uc790 \ube44\uc728 \uacc4\uc0b0\uae30)"},"content":{"rendered":"<p>http:\/\/cgi.money.cnn.com\/tools\/assetallocwizard\/assetallocwizard.html<\/p>\n<p>CNN money \uc0ac\uc774\ud2b8\uc5d0 \uc62c\ub77c\uc640 \uc788\ub294 &#8220;\uc790\uc0b0 \ud560\ub2f9 \ub9c8\ubc95\uc0ac(Asset Allocation Wizard)&#8221; \ud504\ub85c\uadf8\ub7a8\uc774\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub7f0 \uc6a9\uc5b4\uac00 \uc775\uc219\ud558\uc9c0 \uc54a\uc744 \ud14c\ub2c8 &#8220;\ud22c\uc790 \ube44\uc728 \uacc4\uc0b0\uae30&#8221;\ub77c\uace0 \uc124\uba85\ud558\uba74 \uc27d\uac8c \uc774\ud574\ub420 \uac83\uc774\ub2e4.<\/p>\n<p>1. When do you need the money? \uc5b8\uc81c \ub3c8\uc774 \ud544\uc694\ud55c\uac00?<br \/>\n1) 3-5\ub144<br \/>\n2) 5-10\ub144<br \/>\n3) 10\ub144 \uc774\uc0c1<\/p>\n<p>2. How much risk can you handle? \uc704\ud5d8\uc744 \uc5bc\ub9c8\ub098 \uac10\uc218\ud560 \uc218 \uc788\ub294\uac00?<br \/>\n1) \uc804\ud600 \uac10\uc218 \ubabb \ud55c\ub2e4.<br \/>\n2) \uc801\ub2f9\ud55c \uc815\ub3c4\uae4c\uc9c0\ub294<br \/>\n3) \uac00\ub2a5\ud55c \ub9ce\uc774<\/p>\n<p>3. How much wiggle room do you have? \uc5bc\ub9c8\ub098 \ub9ce\uc774 \uc5ec\uc720\uac00 \uc788\ub294\uac00?<br \/>\n1) If I miss my goal by a year or two, I&#39;ll still be okay. 1, 2\ub144 \ub3d9\uc548 \ubaa9\ud45c\ub97c \ub2ec\uc131\ud558\uc9c0 \ubabb\ud574\ub3c4 \uad1c\ucc2e\ub2e4.<br \/>\n2) I can&#39;t afford to miss my target. \ub09c 1, 2\ub144 \ub3d9\uc548 \uc190\ud574\ubcf4\uba74 \uac10\ub2f9\ud558\uc9c0 \ubabb\ud55c\ub2e4.<\/p>\n<p>4. As the bear market intensified, did you \ud558\ub77d\uc7a5\uc138\ub77c\uba74<br \/>\n1) See an opportunity to buy more stocks \ub354 \ub9ce\uc740 \uc8fc\uc2dd\uc744 \uc0ac\ub294 \uae30\ud68c\ub85c \ubcf8\ub2e4.<br \/>\n2) Sell stocks thinking things will only get worse \ub354 \ub098\ube60\uc9c8 \ud14c\ub2c8 \uc8fc\uc2dd\uc744 \ud314\uaca0\ub2e4.<br \/>\n3) Do nothing \uc544\ubb34\uac83\ub3c4 \uc548 \ud55c\ub2e4.<\/p>\n<p>\uacb0\uacfc<\/p>\n<p><img decoding=\"async\" src=\"http:\/\/i.cnn.net\/money\/.element\/img\/1.0\/sections\/tools\/scenarios\/scenario_7.gif\" align=\"right\" valign=\"bottom\"\/>\ub2e4\uc74c\uc758 4\uac00\uc9c0 \ud22c\uc790 \uc885\ubaa9\uc758 \ud63c\ud569(mix) \ud30c\uc774 \uadf8\ub798\ud504\ub97c \ubcf4\uc5ec\uc900\ub2e4.<\/p>\n<p>Large-cap stocks \ub300\ud615\uc8fc<br \/>\nSmall-cap stocks \uc18c\ud615\uc8fc<br \/>\nForeign stocks \ud574\uc678 \uc8fc\uc2dd<br \/>\nBonds \ucc44\uad8c<\/p>\n<p>\ub2e8\uae30\uac04\uc5d0 \uc218\uc775\uc744 \ub0b4\ub824\uba74 \ucc44\uad8c\uc744 \ub9ce\uc774 \ubcf4\uc720\ud558\ub294 \uac8c \uc88b\ub2e4. \ub2e8\uae30 \ud22c\uc790\uc5d0 \uc788\uc5b4 \uc8fc\uc2dd\uc740 \uc218\uc775\ub960\ub3c4 \ub192\uc9c0\ub9cc \ubc18\uba74\uc5d0 \uc190\ud574\uc728\uc740 \ub354 \ub192\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n<p>\uc7a5\uae30 \ud22c\uc790\ub97c \ud558\uba74\uc11c \uacf5\uaca9\uc801\uc73c\ub85c \ud22c\uc790\ud558\ub824\uba74 \ub300\ud615\uc8fc\uc640 \uc18c\ud615\uc8fc\ub97c \ub9ce\uc774 \ubcf4\uc720\ud558\ub294 \uac8c \uc88b\ub2e4. \uc7a5\uae30 \ud22c\uc790\uc774\uba74\uc11c \uc548\uc815\uc801\uc778 \ud22c\uc790\ub97c \uc6d0\ud558\uba74 \ucc44\uad8c \ubcf4\uc720\ub97c \uc880 \ub354 \ub298\ub9ac\ub294 \uac8c \uc88b\ub2e4.<\/p>\n<p>* \uc774\uac83\uc800\uac83 \ubcf5\uc7a1\ud574\uc11c \ubaa8\ub974\uaca0\uc73c\uba74 \uc778\ub371\uc2a4 \ud380\ub4dc\uc5d0 \ud22c\uc790\ud558\uba74 \ub41c\ub2e4. \uadf8\ub7ec\uba74 \uc8fc\uc2dd \uc2dc\uc7a5\uc774 \ub9dd\ud558\uc9c0 \uc54a\ub294 \uc774\uc0c1, \uc870\uae08\uc529\uc774\ub098\ub9c8 \uc548\uc815\uc801\uc73c\ub85c \ubc8c \uc218 \uc788\ub2e4. (\ub300\ubd80\ubd84\uc758 \uac1c\uc778 \ud22c\uc790\uc790\ub4e4\uc740 \uc778\ub371\uc2a4 \ud380\ub4dc\ub9cc\ud07c\ub3c4 \uc218\uc775\uc744 \ubabb \ub0b4\ub294 \uacbd\uc6b0\uac00 \ud754\ud558\ub2e4.)<\/p>\n<div class=\"fb-background-color\">\n\t\t\t  <div \n\t\t\t  \tclass = \"fb-comments\" \n\t\t\t  \tdata-href = \"https:\/\/terzeron.com\/?p=348\"\n\t\t\t  \tdata-numposts = \"100\"\n\t\t\t  \tdata-lazy = \"true\"\n\t\t\t\tdata-colorscheme = \"light\"\n\t\t\t\tdata-order-by = \"time\"\n\t\t\t\tdata-mobile=true>\n\t\t\t  <\/div><\/div>\n\t\t  <style>\n\t\t    .fb-background-color {\n\t\t\t\tbackground: #ffffff !important;\n\t\t\t}\n\t\t\t.fb_iframe_widget_fluid_desktop iframe {\n\t\t\t    width: 100% !important;\n\t\t\t}\n\t\t  <\/style>\n\t\t  ","protected":false},"excerpt":{"rendered":"<p>http:\/\/cgi.money.cnn.com\/tools\/assetallocwizard\/assetallocwizard.html CNN money \uc0ac\uc774\ud2b8\uc5d0 \uc62c\ub77c\uc640 \uc788\ub294 &#8220;\uc790\uc0b0 \ud560\ub2f9 \ub9c8\ubc95\uc0ac(Asset Allocation Wizard)&#8221; \ud504\ub85c\uadf8\ub7a8\uc774\ub2e4. \uadf8\ub7ec\ub098 \uc774\ub7f0 \uc6a9\uc5b4\uac00 \uc775\uc219\ud558\uc9c0 \uc54a\uc744 \ud14c\ub2c8 &#8220;\ud22c\uc790 \ube44\uc728 \uacc4\uc0b0\uae30&#8221;\ub77c\uace0 \uc124\uba85\ud558\uba74 \uc27d\uac8c \uc774\ud574\ub420 \uac83\uc774\ub2e4. 1. When do you need the money? \uc5b8\uc81c \ub3c8\uc774 \ud544\uc694\ud55c\uac00? 1) 3-5\ub144 2) 5-10\ub144 3) &hellip; <a href=\"https:\/\/terzeron.com\/?p=348\">\uacc4\uc18d \uc77d\uae30 <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_sitemap_exclude":false,"_sitemap_priority":"","_sitemap_frequency":"","footnotes":""},"categories":[6],"tags":[],"class_list":["post-348","post","type-post","status-publish","format-standard","hentry","category--life"],"_links":{"self":[{"href":"https:\/\/terzeron.com\/index.php?rest_route=\/wp\/v2\/posts\/348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/terzeron.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/terzeron.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/terzeron.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/terzeron.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=348"}],"version-history":[{"count":0,"href":"https:\/\/terzeron.com\/index.php?rest_route=\/wp\/v2\/posts\/348\/revisions"}],"wp:attachment":[{"href":"https:\/\/terzeron.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=348"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/terzeron.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=348"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/terzeron.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}